Sr Credit Risk Analyst

US-WA-Tukwila
5 days ago
Job Title
Sr Credit Risk Analyst
Category
Credit/Lending
Position Type
Regular Full-Time

BECU Opening Statement

How would you like to be part of an organization where member values and company values are one and the same? Whose culture encourages and expects employees to advocate for our members -- which has made us the most trusted and respected financial institution throughout the communities we serve and support. That’s BECU—where we put Members First.

We’re looking for dynamic, passionate, engaged employees who value doing what’s right to serve our members – and take pride in knowing that our success depends on everyone who comes to work with us each day.

BECU is one of the nation’s leading credit unions, serving our Members for over 80 years. We know our people are what make us special, and we seek to employ those who want to make a difference. If that’s you, then read on…

Summary

The Senior Credit Risk Analyst is responsible for management and monitoring of risk strategies for deposit and lending services and serves as a leader in the creation, implementation and maintenance of Credit Risk Management reporting and analytic frameworks. This position will manage projects and implementations independently and through collaboration with stakeholders throughout the Credit Union.

In this job, you will

•Perform all responsibilities in accordance with BECU Competencies, compliance, regulatory and Information Protection requirements.
•Evaluate credit performance of existing products and forecasts and make strategy recommendations to manage the risk of the Credit Union, including formal loan portfolio assessment reports.
•Establish, implement and review status reports to ensure that proper management controls are maintained in the various loan areas.
•Maintain and deliver reports that measure strategy performance and perform complete analytical studies of existing and potential strategies, considering financial benefit.
•Support management of Credit Union loan policy and guidelines; develop and support implementation of recommendations that facilitate efficient underwriting decisions and align with organizational risk appetite.
•Maintain audit documentation, change control documentation and strategy validation documentation.
•Identify and implement reporting efficiencies and improvements.
•Maintain continuous communication with lending functions to enhance automated systems and to identify areas for improvement to better benefit lending staff and to serve the members.
•Participate in project teams, representing the interests of sound credit risk management.
•Have a working knowledge of state and federal regulations pertaining to lending and lending functions.
•Perform other duties as assigned.

Qualifications

•Minimum 5 years of experience working in progressively responsible lending/credit operations or data analytics/reporting positions required. Experience working in the financial industry preferred.
•Proficient PC skills (MS Office), working knowledge of reporting software and database querying tools, and the ability to learn new software.
•Proficient verbal and written communication skills required to effectively communicate in the English language.
•Good project management skills.
•Full time hours required with additional hours as necessary.
•Bachelor's degree with course work in statistics, or equivalent work or education-related experience required. Master’s degree preferred.
•Minimum 3 years of experience configuring decision engines and/or scoring models preferred.
•Minimum 1 year of experience developing test plans, test scripts, and conducting testing for applicable systems preferred.
•Minimum 2 years of experience working on product/project teams, including process and procedure design and communications preferred.
•Experience in a deposit/loan delivery channel support role preferred.

EEO Statement

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

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